On-Demand Capital — Draw, Repay, Redraw
A pre-agreed credit limit you can draw from, repay, and redraw as often as needed. Pay interest only on what you have actually drawn.
When Is a Revolving Credit Facility Most Useful?
- Managing seasonal peaks and quiet periods
- Covering supplier payments before invoices clear
- Short-term working capital needs
- Financial buffer for unexpected costs
- Variable monthly cash flow
- Replacing expensive overdraft facilities
How Does It Work?
Like a business overdraft — but with a larger limit, clearer terms, and often lower cost. Draw what you need, repay it, and the credit becomes available again immediately.
Ready to explore your options? Our team compares solutions from our panel of UK lenders to find the best fit for your business.
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Estimated Monthly
£0
*Figure is illustrative based on a typical 8% rate. No credit impact to check.
The Ultimate Flexible Working Capital Tool
On-Demand Capital When You Need It
Particularly powerful for businesses with unpredictable cash flow — pay only for what you use, and when you repay, credit is immediately available again.
Many businesses combine a revolving facility for working capital with a term loan for capital investment — the two products complement each other perfectly.
Full Flexibility
Draw what you need, repay, and redraw as often as required up to your limit.
Pay Only for What You Use
Interest charged only on drawn amounts — not the full facility limit.
Immediate Access
Once set up, funds available immediately — no new application each time.
Manage Seasonal Cash Flow
Draw in quiet periods, repay when revenues recover.
50+
UK Lenders on our Panel
£10K–£2M
Finance Available
24–48h
Typical Decision Time
No Fee
Until Funding Completes
Frequently Asked Questions
Common Questions
A loan gives a fixed lump sum with fixed repayments. A revolving facility gives a limit to draw from, repay, and draw again — like a flexible overdraft.
Ready to explore your Revolving Credit Facility options?
Our team will compare solutions from across our lender panel and guide you to the best option for your business.