Government-Backed Finance for Recovery & Growth
The Recovery Loan Scheme provides government-backed support for UK businesses, helping them access finance with more favourable terms than standard commercial lending.
What Can RLS Funding Be Used For?
- Cash flow and operational costs
- Business growth and investment
- New hiring and staffing
- Inventory and supply management
- Property renovation and maintenance
- Equipment upgrades
- VAT and tax obligations
Government-Backed Finance
RLS provides a government guarantee on qualifying loans, enabling accredited lenders to offer more favourable terms to businesses that may struggle with conventional lending. Available as term loans, asset finance, invoice finance, and revolving credit.
Ready to explore your options? Our team compares solutions from our panel of UK lenders to find the best fit for your business.
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Estimated Monthly
£0
*Figure is illustrative based on a typical 8% rate. No credit impact to check.
Finance Options Under RLS
The Right Funding for Your Business
The Recovery Loan Scheme offers flexible finance products for different business needs — whether working capital, asset funding, or invoice financing — all with government backing.
We work with accredited RLS lenders to ensure you access the scheme on the best possible terms, guiding you from eligibility through to funding.
Government Guarantee = Better Terms
The guarantee gives lenders confidence to offer more competitive terms to qualifying businesses.
Wide Range of Products
Term loans, revolving credit, asset finance, and invoice finance all available.
Broad Eligibility
UK businesses of qualifying size and status can apply.
Expert Guidance
Our team navigates the accredited lender panel and application process on your behalf.
50+
UK Lenders on our Panel
£10K–£2M
Finance Available
24–48h
Typical Decision Time
No Fee
Until Funding Completes
Frequently Asked Questions
Common Questions
A UK government programme providing backing on qualifying business loans, enabling accredited lenders to offer better terms to eligible businesses.
Ready to explore your Recovery Loan Scheme options?
Our team will compare solutions from across our lender panel and guide you to the best option for your business.