Acquire Assets Without the Capital Outlay
From machinery and IT systems to vehicles — asset finance lets you spread the cost of essential business assets over time, preserving working capital for what matters most.
What Assets Can Be Financed?
- Manufacturing and industrial machinery
- IT equipment and technology
- Commercial vehicles and fleet
- Medical and dental equipment
- Construction and plant equipment
- Restaurant and catering equipment
- Gym and fitness equipment
- Agricultural machinery
- Office furniture and fit-out
Asset Finance Options Explained
Hire Purchase: fixed payments, ownership transfers at end. Finance Lease: use the asset without owning it – good for assets you may upgrade. Operating Lease: lower payments, no ownership responsibility – perfect for rapidly-changing tech.
Ready to explore your options? Our team compares solutions from our panel of UK lenders to find the best fit for your business.
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Estimated Monthly
£0
*Figure is illustrative based on a typical 8% rate. No credit impact to check.
Preserve Cash, Acquire Assets
Smarter Ways to Fund Business Assets
Asset finance is often more cost-effective than using working capital for equipment outright. Spreading costs keeps your liquidity intact for revenue-generating activities.
Asset finance is typically faster and simpler than unsecured loans because the asset itself provides security — often meaning better rates and stronger approval chances.
Preserve Working Capital
Spread major asset purchases over months or years.
Stay Current With Technology
Leasing options allow you to upgrade at lease end.
Fixed Monthly Payments
Predictable costs for easy financial planning.
Tax Efficient
Lease payments may be fully tax-deductible as business expenses. Consult your accountant.
Off-Balance Sheet Options
Operating leases can maintain key financial ratios.
Quick Decisions
Asset provides security, simplifying underwriting.
50+
UK Lenders on our Panel
£10K–£2M
Finance Available
24–48h
Typical Decision Time
No Fee
Until Funding Completes
Frequently Asked Questions
Common Questions
HP leads to ownership. Leasing means you use the asset and return, upgrade, or buy at lease end.
Industries We Finance
See how we structure this solution across different sectors
Tailored funding solutions for construction contractors and builders.
Tailored funding solutions for logistics and transport operators.
Tailored funding solutions for manufacturing and engineering business owners.
Tailored funding solutions for healthcare practice owners.
Tailored funding solutions for vehicle and plant hire operators.
Tailored funding solutions for hospitality and leisure business owners.
Tailored funding solutions for retail business owners.
Tailored funding solutions for technology business owners.
Tailored funding solutions for renewable energy business owners.
Tailored funding solutions for farmers and agribusiness owners.
Tailored funding solutions for waste management business owners.
Tailored funding solutions for garage and automotive business owners.
Tailored funding solutions for packaging and printing business owners.
Tailored funding solutions for franchisees and franchisors.
Tailored funding solutions for brewery and distillery owners.
Tailored funding solutions for gym and fitness business owners.
Tailored funding solutions for beauty and wellness business owners.
Tailored funding solutions for entertainment and gaming business owners.
Ready to explore your Asset & Equipment Finance options?
Our team will compare solutions from across our lender panel and guide you to the best option for your business.