Business Loan Calculator
Estimate your monthly repayments and download an illustrative PDF quote.
Loan Parameters
Assumption: this fee is added to your loan and repaid over the term, not paid up front.
Requested Amount
£50,000.00
Arrangement Fee
£0.00
Total Financed
£50,000.00
Monthly Payment
£1,578.38
Total Interest
£6,821.54
Total Repayable
£56,821.54
Total Cost of Credit (vs. requested amount)
£6,821.54 (13.6%)
Monthly Payment
≈ 3.16% of your requested amount, each month.
Total Cost of Credit
£6,821.54 interest across the full term, at 8.5% nominal annual rate.
Repayment Term
36 monthly payments, ending with a final balance of £0.00.
Total Repayable
£56,821.54 in total, based on the figures you entered above.
Figures are calculated directly from your inputs. This is illustrative only and not a market comparison, offer, or measure of eligibility.
Frequently Asked Questions
How is interest calculated?
This calculator uses compound interest with monthly compounding. The monthly rate is your annual rate divided by 12. Each month you pay interest on the remaining balance.
What factors affect my actual rate?
Actual rates depend on your business trading history, annual revenue, business profile, loan purpose, sector, and the specific lender. Use the calculator above with your own assumed rate to see how it affects your repayments.
Are there any fees?
There's no cost to your business for using Funding Source itself — we're paid by the lender, via an introduction fee, only if your funding completes. Separately, some lenders charge their own arrangement, completion, or product fees, which vary by lender and product and are set out in your funding offer, not by us. If you enter an arrangement fee into this calculator, it's an illustrative figure you choose — the calculator assumes that fee is financed (added to your loan and repaid over the term) rather than deducted from the amount you receive; some lenders instead deduct fees up front, so your actual terms may differ.
How long does the process take?
For most business loans under £100,000, decisions can come within 24-48 hours*. Larger or more complex deals may take longer. We guide you through every step.