Business Finance Tool

Business Loan Calculator

Estimate your monthly repayments and download an illustrative PDF quote.

Loan Parameters

Loan Amount£50,000

£10,000£2,000,000

Loan Term36 months (3 years)

1 month84 months (7 years)

Annual Interest Rate8.5%

1%30%

Monthly Payment

£1,578.38

Total Repayable

£56,821.57

Total Interest

£6,821.57

Alpha Engine Analyzing...

Projected Monthly

£0

For illustrative purposes only. Rates shown are for guidance only. Actual rates, terms, and approval are subject to lender assessment. FUNDING SOURCE LIMITED is a commercial finance broker, not a lender.

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Frequently Asked Questions

How is interest calculated?

This calculator uses compound interest with monthly compounding. The monthly rate is your annual rate divided by 12. Each month you pay interest on the remaining balance.

What factors affect my actual rate?

Actual rates depend on your business trading history, annual revenue, business profile, loan purpose, sector, and the specific lender. Rates range from around 4% to 25%+ APR for business loans.

Are there any fees?

There's no cost to your business for using Funding Source. We're paid by the lender, via an introduction fee, only if your funding completes.

How long does the process take?

For most business loans under £100,000, decisions can come within 24-48 hours*. Larger or more complex deals may take longer. We guide you through every step.