Government-Backed Funding Up to £2,000,000
The Growth Guarantee Scheme (GGS) is a UK government-backed lending programme. With an 80% government guarantee, lenders offer better terms and more competitive rates to eligible businesses.
GGS Eligibility Checklist
- UK-based business
- Trading for at least 2 years
- Annual turnover not exceeding £45 million
- Sound business plan and viable business
- Not already in financial difficulty
- Funding for legitimate business purpose
What is the Growth Guarantee Scheme?
GGS replaced the Recovery Loan Scheme in 2024. It provides 80% government guarantee on qualifying loans, enabling accredited lenders to offer credit to businesses that might struggle with mainstream finance — covering term loans, revolving credit, asset finance, and invoice finance.
Ready to explore your options? Our team compares solutions from our panel of UK lenders to find the best fit for your business.
Quick Calculator
Estimated Monthly
£0
*Figure is illustrative based on a typical 8% rate. No credit impact to check.
Lower Rates, Better Terms
Why the Growth Guarantee Scheme?
The government guarantee means lenders take on less risk — translating to more competitive rates and better terms for your business. We work with accredited GGS lenders across our panel.
The Green Growth Guarantee Scheme extension supports businesses investing in green technologies — energy efficiency upgrades, renewable energy, and low-emission vehicle fleets.
Government-Backed Security
80% guarantee gives lenders confidence to approve businesses they might otherwise decline.
More Competitive Rates
Reduced lender risk translates into better interest rates — saving real money over the loan term.
Borrow Up to £2 Million
For working capital, growth investment, asset acquisition, and more.
No Personal Guarantee Under £250k
Loans below £250,000 typically require no personal guarantee — protecting your personal assets.
Flexible Use of Funds
Almost any legitimate business purpose qualifies.
Green Finance Extension
Incentives available for businesses investing in low-carbon technologies.
50+
UK Lenders on our Panel
£10K–£2M
Finance Available
24–48h
Typical Decision Time
No Fee
Until Funding Completes
Frequently Asked Questions
Common Questions
A UK government programme providing 80% guarantee on qualifying business loans up to £2M, enabling better terms for eligible businesses.
Ready to explore your Growth Guarantee Scheme options?
Our team will compare solutions from across our lender panel and guide you to the best option for your business.