Funding That Moves With Your Business
Access capital quickly, with repayments taken automatically as a percentage of daily card sales. Pay less when sales are slow, more when business is booming.
Is a Merchant Cash Advance Right for You?
- Retail with regular card sales
- Restaurants, cafes and hospitality
- Salons, spas and beauty
- Hotels and accommodation
- Gyms and leisure
- Any business taking card or online payments
How Does it Work?
We advance a lump sum based on your average monthly card sales. A small fixed percentage of every card sale automatically repays the advance. No fixed monthly payments, no set repayment date.
Ready to explore your options? Our team compares solutions from our panel of UK lenders to find the best fit for your business.
Quick Calculator
Estimated Monthly
£0
*Figure is illustrative based on a typical 8% rate. No credit impact to check.
Smart Choice for Card-Taking Businesses
Flexible Capital Without Rigid Structure
MCA repayments are always proportional to revenue. During busy periods you repay faster; during quieter periods repayments reduce automatically — never overstretched.
Approval is based primarily on card sales history — making it accessible for businesses that may have struggled with traditional lending. Funds typically available 24–48 hours after approval.
Revenue-Based Repayments
Pay more in busy periods, automatically less in quiet ones.
Fixed Factor Rate
Know the total repayment amount from day one — no compound interest.
Card-Sales Focused Approval
Card sales history, not just credit score, drives approval.
Fast Funding
Typically funded within 24–48 hours of approval.
50+
UK Lenders on our Panel
£10K–£2M
Finance Available
24–48h
Typical Decision Time
No Fee
Until Funding Completes
Frequently Asked Questions
Common Questions
A multiplier applied to your advance (e.g. 1.25 × £10,000 = £12,500 total repayment) — fixed from day one.
Ready to explore your Merchant Cash Advance options?
Our team will compare solutions from across our lender panel and guide you to the best option for your business.