Funding That Flexes With Your Sales
Access capital based on your card turnover. Repay as you earn — no fixed monthly payment.
Free to check · No credit score impact · Takes 2 minutes
How It Works
What Is Merchant Cash Advance?
A merchant cash advance (MCA) provides upfront capital in exchange for a percentage of your future card sales. Repayments are taken automatically as a small percentage of each day's card transactions — so when business is slow, you pay less, and when it's good, you pay more. There are no fixed monthly repayments.
Who Is This For?
- Businesses that take a significant portion of sales via card terminals
- Retail, hospitality, and leisure businesses
- Companies with seasonal revenue patterns
- Businesses that need fast access to capital without fixed repayment pressure
How Funding Source Works
Tell Us What You Need
Share a few details about your business and funding requirements. It takes about 2 minutes.
~2 minutesWe Search Our Lender Panel
Our team compares options across trusted UK lenders to find suitable matches for your business.
Within 1 business dayChoose Your Best Option
Review your matched funding options and proceed with the lender that works best for you.
You're in controlNo credit score impact
Example Scenario
A restaurant needed £40,000 to refurbish ahead of the summer season. Their card sales averaged £80,000 per month. We arranged a merchant cash advance with repayments taken as a small percentage of daily card takings — giving them the capital now with flexible repayments aligned to their revenue.
Common Questions
Typically, lenders advance between 75% and 150% of your average monthly card turnover, subject to your business profile and trading history.
Ready to Explore Your Funding Options?
Check your eligibility in 2 minutes. Free, no obligation, no credit score impact.