How is it different from a business loan?

A loan gives a fixed lump sum with fixed repayments. A revolving facility gives a limit to draw from, repay, and draw again — like a flexible overdraft.

Revolving credit vs overdraft?

Revolving credit typically offers larger limits, clearer terms, and often lower rates than bank overdrafts — and without needing a long bank relationship.

ChallengeWholesale Finance

Overcoming Bulk Stock Purchasing

A tailored commercial finance solution for Wholesale businesses struggling with bulk stock purchasing.

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Revolving Credit Facility — Quick Quote

Specific to Wholesale businesses.

The Recommended Solution

Revolving Credit Facility

A pre-agreed credit limit you can draw from, repay, and redraw as often as needed. Pay interest only on what you have actually drawn. By using this facility, your wholesale business can bypass the constraints of bulk stock purchasing entirely.

Explore how revolving credit facility works

Why Revolving Credit Facility fits this challenge

Full FlexibilityDraw what you need, repay, and redraw as often as required up to your limit.
Pay Only for What You UseInterest charged only on drawn amounts — not the full facility limit.
Immediate AccessOnce set up, funds available immediately — no new application each time.

Target Audience

This facility is highly suited for Wholesale and Distribution Business Owners. Finding standard bank finance is notoriously difficult when experiencing bulk stock purchasing.

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Frequently Asked Questions

Common Questions

In the Wholesale sector, bulk stock purchasing is a common challenge that restricts working capital. We use revolving credit facility to inject immediate cash flow without requiring you to wait out long terms or dip into your operational reserves.